A Plus Kids
A Plus for Kids is a program created to build an opportunity for our youth to obtain knowledge of financial literacy and much more!
Dear PARENTS
Most banks make it easy to add your children as authorized users to your credit card. You can add them without allowing them to use a card. If you keep your usage under 25%, stay active each month, and pay on time, it’ll report to their credit as well. This is a great way to stay disciplined with using your credit now since you’ve added your child(ren.) Here are different companies who allow children as authorized users:
| Card Issuer | Minimum Age | Reports to Credit Bureau |
|---|---|---|
| American Express | 13 | YES |
| Bank of America | None | YES |
| Barclays | 13 | YES |
| Capital One | None | YES |
| Chase | None | YES |
| Citibank | None | YES |
| Discover | 15 | YES |
| Navy Federal | None | YES |
| US Bank | 16 | YES |
| Wells Fargo | None | YES |
What Our clients Say?
I have been working with this company on my credit for the past 3 years! 10/10, I’d recommend!
This class is really informative& engaging. My kids learned a lot & I did as well. Great opportunity to learn about financial stability for kids & adults!
Excellent class and staff! This course should be in all middle schools across the US (and online).
